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Buyer Tips
Get Educated
Before you begin, get educated about the home buying customs where you live. Your Real Estate Agent is a great resource. Learn all you can from them.
Don't Make a Major Purchase
You've just found out your credit is A+. That's great news, because a new car would look fantastic in the driveway of your new home. But hang on--if you are depending on a mortgage to move in, you'd best wait until after closing to buy the car. Using cash to purchase the car could also create a problem, since banks consider cash reserves when approving your mortgage. If you must make a major purchase before closing, talk to your loan officer before you do it.
Don't Change Jobs Unless It's Necessary
Lenders like to see a consistent job history. They aren't usually as nervous if you change jobs within the same field, but it's better to stay put until the keys to the house are in your hand.
Get Pre-Approved For the Purchase
This takes very little time and is of great value. At this time, identify the price range for which you qualify and which fits your lifestyle.
Let Us Do the Legwork For You
We are a member of the Multiple Listing Service (MLS). This means we can show you any listing available in our market, whether it is listed by us or by another company. We are also happy to represent you with “For Sale by Owner” transactions. This means you do not have to waste your time calling for information all over town.
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